Silence the Collectors. Reclaim Your Life.

Professional advocacy to end debt harassment—at $0 cost to you.

Are you tired of the endless phone calls, the aggressive texts, and the stress of third-party debt collectors? At Advocates for Consumers in Debt (ACD), we turn the tables.
We use federal law to stop the harassment, dispute the debt, and—if they break the rules—make the collectors pay you.

Stop the Calls Now — Apply for Free

Silence the Collectors. Reclaim Your Life.

Professional advocacy to end debt harassment—at $0 cost to you.

Are you tired of the endless phone calls, the aggressive texts, and the stress of third-party debt collectors? At Advocates for Consumers in Debt (ACD), we turn the tables. We use federal law to stop the harassment, dispute the debt, and—if they break the rules—make the collectors pay you.

Stop the Calls Now — Apply for Free

Your Rights Are Not Optional

Debt collectors often count on you not knowing your rights under the Fair Debt Collection Practices Act (FDCPA).
We’re here to make sure they follow the law.

Expert Advocacy

A dedicated group of counselors and lawyers working for you.

Total Silence

We send the legal “Cease and Desist” that tells collectors to stop all communication.

Zero Out-of-Pocket

You pay nothing. We collect fees only if collectors violate the law.

Financial Rewards

You could receive up to $1,000 in damages and even eliminate the associated debt.